Anthem Tax Services logo

Anthem Tax Services

Full-Service Tax Relief

A mid-size tax relief firm with licensed tax professionals and a money-back guarantee that actually has teeth — if they cannot reduce your tax liability, you get your investigation fee refunded

3.8
(2,100+ reviews)
Michael Chen Written by Michael Chen, CFA, CFP
Rachel Kim Reviewed by Rachel Kim, JD, CRCM
Updated: March 9, 2026

At a Glance

Founded
2010
Headquarters
Encino, CA
Employees
150-300
Cases Resolved
20,000+
Min Tax Debt
$10,000
BBB Rating
A+

Rating Breakdown

Performance Overview

Scores out of 5, based on our editorial analysis

About Anthem Tax Services

Anthem Tax Services is a tax relief company based in Encino, California, founded in 2010. They employ enrolled agents, CPAs, and tax attorneys who represent taxpayers before the IRS and state tax agencies. The company has resolved over 20,000 tax cases and maintains a BBB A+ rating — one of only a handful of tax relief firms to hold that distinction in an industry plagued by consumer complaints. Anthem's service model runs in two phases. Phase one is an investigation ($500-$1,500) where they pull your IRS transcripts, analyze your tax history, and determine which resolution options (installment agreement, offer in compromise, currently not collectible, penalty abatement) you actually qualify for. Phase two is the resolution itself, where their tax professionals negotiate with the IRS or state agency on your behalf. Total fees for both phases typically range from $3,500 to $8,000 depending on case complexity. The money-back guarantee on the investigation phase is the company's main differentiator. If Anthem's investigation determines they cannot reduce your tax liability or improve your situation compared to what you could achieve on your own, they refund the investigation fee. This guarantee has some conditions (you must provide accurate information and cooperate fully), but it is more concrete than the vague "satisfaction guarantees" that many competitors offer.

Key Features

Money-Back Investigation Guarantee

If their investigation shows they cannot help reduce your tax burden, you get the investigation fee back. Read the terms — there are conditions — but the guarantee has more substance than what most competitors offer.

Licensed Tax Professionals

Your case is handled by enrolled agents, CPAs, or tax attorneys — all licensed to represent taxpayers before the IRS. Not salespeople reading from scripts.

IRS & State Tax Resolution

They handle both federal IRS cases and state tax agency disputes. Many tax relief firms only deal with the IRS and leave you to handle state issues on your own.

Full Tax Preparation

If you have unfiled returns (a common issue for people with tax debt), Anthem can prepare and file them as part of the resolution process.

Wage Garnishment & Levy Release

If the IRS is actively garnishing your wages or has placed a levy on your bank account, Anthem can request expedited release while working on the longer-term resolution.

How It Works

1

Free Consultation

Speak with a tax specialist who evaluates your situation. They pull preliminary information and give you an honest assessment of your options.

2

Investigation Phase

Anthem pulls your full IRS transcripts, analyzes your tax history, and determines which resolution programs you qualify for. Fee: $500-$1,500.

3

Resolution Strategy

Based on the investigation, they recommend the best resolution path: offer in compromise, installment agreement, penalty abatement, or currently not collectible status.

4

IRS Negotiation

Licensed tax professionals negotiate with the IRS on your behalf. They handle all communication, paperwork, and deadlines.

5

Case Resolution

Your case resolves with an approved agreement. Anthem provides documentation and guidance on maintaining compliance going forward.

What They Do

  • IRS Negotiation
  • Offer in Compromise
  • Installment Agreements
  • Penalty Abatement
  • Wage Garnishment Release
  • Tax Preparation
  • State Tax Resolution
  • Audit Representation

Debt Types They Take On

  • Federal Income Tax
  • State Income Tax
  • Payroll Tax
  • Business Tax
  • Back Taxes
  • Tax Penalties

Fee & Cost Structure

Investigation Fee
$500-$1,500
Resolution Fee
$3,000-$7,000
Total Typical Cost
$3,500-$8,000

Regulatory & Trust

BBB Rating
A+
CFPB Complaints
15 (last 3 years)
Accreditations
BBB A+ NAEA AICPA
States Served
All 50 states

Review Summary

4.1
Trustpilot
4.0
Google
2,100+
Total Reviews

Notable Case Studies

Self-Employed with Three Years of Unfiled Returns

Independent contractor had not filed tax returns for 2021, 2022, or 2023. IRS had filed substitute returns (SFR) showing $68,000 in tax liability — significantly higher than actual liability because SFRs do not include deductions or business expenses. Client also owed $12,000 in penalties and interest.

Anthem prepared and filed all three returns with proper business deductions, reducing the tax liability from $68,000 to $29,000. Requested penalty abatement under reasonable cause (documented medical issues during the non-filing years), which the IRS approved — removing $8,400 in penalties. Set up a 72-month installment agreement for the remaining $32,600 (tax + remaining interest) at $453/month. Total Anthem fees: $5,800.

Offer in Compromise for Disabled Veteran

Disabled veteran with $42,000 in IRS tax debt from unreported disability pension income (the client did not realize certain VA disability payments could trigger taxable income on other earnings). Living on $2,200/month in VA disability with no assets beyond a 15-year-old vehicle.

Anthem submitted an offer in compromise based on the client's inability to pay the full amount within the collection statute. OIC accepted at $4,800 (approximately 11 cents on the dollar). The documented disability and limited income were key factors. Total Anthem fees: $6,200. Net savings after fees: approximately $31,000.

Pros & Cons

Pros

  • Money-back guarantee on the investigation phase provides a concrete safety net that most competitors lack
  • BBB A+ rating is rare in the tax relief industry where consumer complaints are widespread
  • Licensed tax professionals (EAs, CPAs, attorneys) handle cases rather than unlicensed salespeople
  • Handles both IRS and state tax issues, plus unfiled return preparation — true one-stop service
  • Expedited levy and garnishment release available for clients under active IRS collection

Cons

  • Investigation phase fee ($500-$1,500) is non-refundable if they determine they CAN help (guarantee only applies if they cannot help)
  • Total fees of $3,500-$8,000 are significant — some consumers could handle IRS negotiations themselves using free IRS programs
  • $10,000 minimum tax debt threshold excludes consumers with smaller balances
  • Resolution timelines can be long — IRS OIC processing takes 6-12 months, and installment agreements take 30-90 days
  • The tax relief industry has widespread consumer complaints, which makes even reputable firms like Anthem subject to guilt-by-association skepticism

User Reviews (10)

3.6
10 reviews
5 stars
3
4 stars
3
3 stars
2
2 stars
1
1 star
1
Showing 10 of 10 reviews
R
Roger
Nov 5, 2025

money back guarantee is real

They actually honored the money back guarantee for a friend of mine whose case they could not help. Refunded the investigation fee. That tells you something about the company.

T
Tony
Sep 28, 2025

installment plan set up quickly

Did not qualify for an OIC but they set up an installment plan in about 6 weeks. $450/month for 6 years. Not exciting but manageable and the IRS stopped calling.

L
Lisa M.
Aug 18, 2025

OIC accepted

Owed $38k to the IRS. Anthem got an offer in compromise accepted at $6,200. Took 9 months but worth every day of waiting. My enrolled agent Diana was a star.

M
Mike
Jul 30, 2025

levy released in 4 days

IRS had frozen my bank account. Anthem got the levy released in 4 business days. That alone was worth the fee. The rest of the case took months but getting my bank account unfrozen quickly was critical.

A
Anonymous
Jun 1, 2025

great service

Great service. Would recommend.

J
jsmith2847
Apr 10, 2025

fine

fine

C
Carla
Feb 22, 2025

fees are steep

Paid $6,400 total between investigation and resolution. They got me an installment agreement which I probably could have set up myself online for free. But I was scared of the IRS and did not know how to do it. Expensive peace of mind.

D
Dave
Jan 8, 2025

could have done it myself

I owed $14k. They charged me $4,500 to set up an installment agreement. The IRS has an online tool where you can set up your own installment agreement for a $31 fee. I did not know that at the time. Do your research before paying thousands for something you might be able to do yourself.

F
former user
Nov 15, 2024

slow process

Took 8 months start to finish. I know the IRS is slow but 8 months of waiting and wondering is stressful. Communication was adequate but I wish they had given more frequent updates during the waiting periods.

S
SOLD ME ON OIC THEN SWITCHED
Sep 2, 2024

bait and switch on the offer in compromise

The sales call made it sound like I was a GREAT candidate for an offer in compromise. Paid $1,200 for the investigation. Investigation comes back and SURPRISE I do not qualify for an OIC. They recommend an installment agreement instead — which I could have set up MYSELF on the IRS website for FREE. So I paid $1,200 to be told what I already suspected. The "investigation" is just a sales funnel to get you into the resolution phase. The money back guarantee? Only applies if they literally cannot help AT ALL. Recommending an installment agreement counts as "helping" even though you do not need them for that.

Write a Review

Frequently Asked Questions

It is more legitimate than most tax relief guarantees. The terms: if their investigation determines they cannot reduce your tax liability or improve your outcome beyond what you could achieve on your own, they refund the investigation fee. The conditions are that you must provide accurate information and cooperate with their requests. It is not a blanket "satisfaction guarantee" — it is tied to a specific outcome determination. Read the contract carefully before paying.
Yes. The IRS has a Taxpayer Advocate Service, offers in compromise can be submitted directly, installment agreements can be set up online for balances under $50,000, and penalty abatement requests can be made by phone or letter. The question is whether you know which programs you qualify for, how to complete the paperwork correctly, and whether you are comfortable navigating IRS bureaucracy. Anthem adds value for complex cases (multiple years of unfiled returns, business tax issues, active liens/levies) where the consequences of mistakes are high.
An OIC lets you settle your tax debt for less than you owe — sometimes pennies on the dollar. The IRS accepts about 30-40% of OIC submissions. Whether you qualify depends on your income, expenses, assets, and ability to pay the full amount within the collection statute (usually 10 years). Anthem will tell you during the investigation phase whether an OIC is realistic for your situation. If it is not, they will recommend an installment agreement or currently not collectible status instead. Be wary of any company that promises an OIC before reviewing your financials.
Investigation phase: 2-4 weeks. Installment agreement setup: 30-90 days. Penalty abatement requests: 30-60 days. Offer in compromise: 6-12 months (IRS processing is slow). Wage garnishment or levy release requests can be expedited and sometimes resolved in days. Total timeline from initial contact to full resolution: 2-12 months depending on which programs are involved.
Investigation phase: $500-$1,500. Resolution phase: $3,000-$7,000. Total: $3,500-$8,000. The exact amount depends on case complexity — three years of unfiled returns with an active levy costs more than a straightforward installment agreement request. Get the total fee in writing before committing to the resolution phase.
Yes. Many tax relief companies only handle IRS federal cases and leave state issues untouched. Anthem works with state tax agencies in all 50 states. State tax resolution follows different procedures and timelines than federal, and having one firm handle both prevents gaps in your resolution strategy.

Embed This Badge on Your Website

Anthem Tax Services has earned a Full-Service Tax Relief designation from Zogby. Display this badge on your website to showcase your rating.

Paste this code anywhere in your website's HTML. The badge links back to your full Zogby review.

Important Tax Relief Disclaimers

  • Tax relief companies cannot guarantee specific outcomes with the IRS or state tax agencies. Results depend on your individual tax situation, compliance history, and the applicable tax laws.
  • Tax relief services typically require upfront fees or retainer payments. These fees are separate from any taxes, penalties, or interest you owe to the IRS or state agencies.
  • The IRS offers its own programs (installment agreements, offers in compromise, currently not collectible status) that you can apply for without hiring a tax relief company. The IRS does not charge application fees for most programs.
  • An offer in compromise (OIC) is accepted by the IRS in approximately 30-40% of submissions. Tax relief companies that guarantee OIC acceptance are making claims they cannot support.
  • Tax relief fees typically range from $3,000 to $10,000+ depending on the complexity of your case. Some companies charge investigation fees ($500-$2,000) before beginning resolution work.
  • You have the right to represent yourself before the IRS. If you prefer professional representation, enrolled agents, CPAs, and tax attorneys are all authorized to represent taxpayers.
  • Zogby does not provide tax relief services. We are an independent comparison service. We do not negotiate with the IRS or state tax agencies on your behalf.

This page is informational, not financial or legal advice. Talk to a qualified professional before making any big money decisions.

Editorial Independence

We make money from some companies on this page. That doesn't change our rankings -- the editorial team scores every product independently, and the business side has no say in what we recommend.

Last Updated
March 9, 2026
Fact-Checked
March 7, 2026