Company profile · Debt relief
Harbor Debt Solutions
Business debt settlement company with a published fee schedule and $0 upfront. Illustrative prototype entry; fictional name.
Strong runner-up
Publishes its fee schedule, charges only on completed settlements, and paused debits in about two weeks in most verified cases. The monthly plan fee runs high on balances under $50k.
4.4· 312 verified owner reviews
Upfront fee
$0
Fee basis
% of savings + monthly
Debits paused
~2 weeks
Typical settlement
40 to 60%
Attorneys
In-house review
Min. debt
$25k
Score breakdown
Cost transparency
9.0
Full fee table published at every balance tier.
Terms & flexibility
7.8
Monthly plan fee accrues regardless of results.
Speed to relief
9.0
Fastest verified time to paused debits in the set.
Owner reviews
7.8
4.4 verified; complaints center on plan fees under $50k.
What’s good$0 upfrontPublished fee scheduleFast to pause debits
What to watchMonthly plan fee steep under $50kLitigation referred outNot all clients complete the program
Contract terms we checked
Fee schedule provided before enrollment
Yes, published
Fee charged before first settlement
Monthly plan fee only
States legal status plainly
Yes
Cancellation terms
Disclosed
Client agreement reviewed by Zogby
Yes, Aug 2026
Verified owner reviews
All reviews and complaints →“Fee table was on page one. First settlement in six weeks.”
Dana R. · HVAC, Tampa
“Good result, but the monthly fee on a $38k balance ate a lot of the savings.”
Owner · Retail, Phoenix