Verified owner reviews
What owners said, with the paperwork to prove it.
Every review on Zogby is verified against a funding or settlement document before it counts toward a score. Companies can respond publicly. They cannot edit, remove or pay.
Write a review
Had a funder or relief firm? Tell the next owner. Ten minutes. We ask for one document to verify, then it is published under your first name and industry, or anonymously. Your details are never sold or shared.
Latest verified reviews
Verified · settlement letter
“Three advances down to about half. Daily debits stopped in week two. Monthly fee is real, ask for it in writing.”
Priya S. · Salon group, Queens · on Delancey Street
Verified · funding agreement
“The rep said no interest, just a fee. The fee was $42,000 on $100,000 over four months. Do the math before I did.”
Marcus T. · Trucking, Dallas · on Crescent Funding
Verified · payoff letter
“Northbank quoted 11% and it was 11%. No origination surprise. Funded on a Thursday, money Monday.”
Dana R. · HVAC, Tampa · on Northbank Capital
Verified · settlement letter
“Fee table was on page one. First settlement in six weeks. Plan fee on my balance was worth watching, but the result was real.”
Owner · Retail, Phoenix · on Harbor Debt Solutions
Verified · funding agreement
“Only funder that showed me the APR without being asked. Still expensive, but I knew what I was signing.”
Luis C. · Restaurant, Chicago · on Ledger Advance
Verified · bank records
“Debits kept going for eleven days after the payback was reached. Took a lawyer to get it back.”
Owner · Restaurant, Newark · on Velocity Merchant Capital
Reviews and complaints by company
How verification works
A reviewer shares one document: a funding agreement, settlement letter, payoff letter or bank record. We confirm the relationship, redact and delete the document, then publish. Reviews are weighted toward the last 12 months in scoring. We publish negative reviews of partners, including Delancey Street. Full policy: Editorial standards.