At a Glance
Rating Breakdown
About Delancey Street Partners
Founded in 2018 and based in New York City, Delancey Street Partners is a specialized debt resolution firm focused exclusively on business and commercial debt. Unlike traditional debt settlement companies that handle consumer credit cards and medical bills, Delancey Street targets merchant cash advance (MCA) debt, business loans, and commercial obligations. As a newer entrant in the debt relief space, Delancey Street has quickly carved out a niche by addressing the growing need for MCA defense and UCC lien removal services. Their team includes commercial debt specialists and legal professionals who understand the unique challenges that small business owners face when dealing with aggressive MCA lenders and commercial creditors.
Key Features
MCA Defense Specialists
Delancey Street specializes in defending business owners against aggressive merchant cash advance companies, including challenging confessions of judgment and freezing of business bank accounts.
UCC Lien Removal
Their team assists with the removal of UCC liens filed by MCA companies, helping business owners regain access to credit and financing options.
Business Debt Restructuring
Beyond settlement, Delancey Street offers comprehensive debt restructuring plans that help businesses reorganize obligations while maintaining operations.
Rapid Response Team
For urgent cases involving bank freezes or active lawsuits, Delancey Street provides expedited intake and same-day strategy consultations.
No Upfront Fees
Consistent with FTC regulations, Delancey Street charges no fees until a successful settlement or resolution has been reached on the client's behalf.
Nationwide Coverage
Despite being based in New York, Delancey Street serves business clients in all 50 states through their network of commercial debt specialists.
How It Works
Business Assessment
Free consultation to review all outstanding MCA agreements, business loans, and commercial obligations.
Strategy Development
Custom plan combining MCA defense, lien removal, and debt negotiation tailored to your business situation.
Creditor Communication
Delancey Street contacts MCA lenders and creditors on your behalf to halt aggressive collection tactics.
Negotiation & Defense
Team negotiates reduced payoffs while defending against confessions of judgment and bank account freezes.
Resolution
Settlements finalized, UCC liens removed, and business operations stabilized. Fees charged only on results.
Services Offered
- MCA Defense
- UCC Lien Removal
- Business Debt Restructuring
- Commercial Debt Settlement
Debt Types Handled
- Merchant Cash Advances
- Business Loans
- Commercial Debt
- Equipment Financing
- Revenue-Based Financing
Fee & Cost Structure
Regulatory & Trust
Review Summary
Notable Case Studies
MCA Debt & Bank Freeze Resolution
Restaurant owner with $180K across 4 MCA agreements and a frozen business checking account.
Pros & Cons
Pros
- Specialized expertise in MCA and business debt
- UCC lien removal services
- Fast response for urgent bank freeze situations
- Lower fee range than many competitors (15-20%)
- Serves all 50 states
Cons
- Newer company with limited track record (founded 2018)
- No BBB rating yet
- Does not handle consumer debt (credit cards, medical bills)
User Reviews
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Frequently Asked Questions
Related Companies
Important Debt Relief Disclaimers
- Debt settlement programs may negatively affect your credit score. When you enroll, you typically stop making payments to creditors, which results in late payments, collections, and potential charge-offs on your credit report.
- There is no guarantee that a debt settlement company can settle all of your debts or reduce them by a specific amount. Creditors are not required to negotiate or accept settlement offers.
- Debt settlement fees are typically 15%-25% of the enrolled debt amount. You should not pay fees before a debt has been successfully settled. The FTC prohibits debt settlement companies from charging upfront fees before settling at least one debt.
- Forgiven debt of $600 or more may be considered taxable income by the IRS. You may receive a Form 1099-C from creditors for canceled debt. Consult a tax professional about potential tax consequences.
- Creditors may continue collection efforts, including lawsuits, wage garnishment, and bank levies, while you are enrolled in a debt settlement program. A debt settlement company cannot guarantee protection from legal action.
- Business debt resolution outcomes vary based on creditor cooperation, contract terms, and individual circumstances. MCA agreements may contain confessions of judgment or personal guarantees that complicate resolution. Consult with a qualified attorney before enrolling in any business debt relief program.
- Zogby does not provide debt relief services. We are an independent comparison service. We do not negotiate with creditors on your behalf or manage debt settlement accounts.
The information provided on this page is for educational purposes only and should not be considered financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions.
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