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Delancey Street is a premier small business lender, based out of NYC, that has helped broker 100's of millions in business loans. They are a pro, at making sure you get all of your financing needs satisfied.
- Over $200 million in funding secured
- Can handle low risk credit
- Handles all industries
- Handles high risk and low risk loans
When starting a small business, one of the biggest hurdles can be securing financing. Traditional lending institutions often require extensive paperwork, personal guarantees, and collateral before even considering your application. But what if you don’t have that kind of equity? That’s where St. Paul Small Business Loans comes in. They offer a variety of loan programs designed to help budding entrepreneurs get off the ground, no matter their financial situation.
Who is St. Paul Small Business Loans?
St. Paul Small Business Loans is a non-profit organization dedicated to helping small businesses thrive in the Twin Cities region. They work with local banks and credit unions to provide low-interest loans to qualified applicants. But they don’t just offer money – they also provide technical assistance, counseling, and training to help entrepreneurs succeed. They understand the unique challenges facing small business owners and are committed to helping them grow and prosper.
Why Choose St. Paul Small Business Loans?
When it comes to financing your small business, you have several options. But here are just a few reasons why St. Paul Small Business Loans might be the best choice for you:
1. Low-Interest Rates
St. Paul Small Business Loans offers some of the lowest interest rates in the region. Their rates vary depending on the loan program, but generally range from 4% to 8%. This means you’ll pay less in interest over the life of the loan, leaving you with more money to reinvest in your business.
2. Flexibility
Unlike many traditional lenders, St. Paul Small Business Loans understands that small businesses come in all shapes and sizes. They offer flexible loan terms, including repayment periods of up to 7 years, to fit your specific needs. And their loan officers will work with you to create a customized repayment plan that works for your budget.
3. Personalized Service
At St. Paul Small Business Loans, you’re more than just a number. Their loan officers take the time to get to know you and your business, so they can make informed decisions about lending you money. And if you need help with anything – from creating a business plan to managing your finances – they’re always there to lend a helping hand.
St. Paul Small Business Loans Programs
St. Paul Small Business Loans offers several loan programs to meet your specific needs. Here’s a brief overview of each:
1. SBA 7(a) Loans
SBA 7(a) loans are backed by the U.S. Small Business Administration and offer up to $5 million in funding. They can be used for a variety of purposes, including working capital, equipment purchases, and refinancing existing debt. The interest rates are typically lower than traditional lenders, making them an attractive option for many small businesses.
2. Microloans
If you need a smaller loan – up to $50,000 – microloans might be the right choice for you. These loans are designed for startups and small businesses that may not yet have established credit or collateral. They offer flexible terms and competitive interest rates, making them an affordable way to fund your business.
3. Commercial Real Estate Loans
If you need to purchase or refinance commercial real estate, St. Paul Small Business Loans can help. They offer loans for multi-use properties, as well as specialized financing for medical offices and dental practices. With low interest rates and flexible repayment terms, their commercial real estate loans can help you grow your business by investing in property.
What Others are Saying About St. Paul Small Business Loans
Don’t just take our word for it – hear what some of St. Paul Small Business Loans’ satisfied customers have to say:
“…thanks to St. Paul Small Business Loans, I was able to purchase the equipment I needed for my new restaurant. They made the process easy and stress-free.” – Tim R.
“I was turned down by several other lenders before I found St. Paul Small Business Loans. Their loan officers really took the time to understand my business and give me personalized service. Thanks to them, I was able to launch my dream company!” – Sarah B.
Conclusion
Starting a small business can be a daunting task, but with the right financing behind you, anything is possible. That’s where St. Paul Small Business Loans comes in. With low-interest rates, flexible terms, and personalized service, they’re committed to helping entrepreneurs succeed. So whether you’re just starting out or looking to grow your existing business, St. Paul Small Business Loans can help take you to the next level.
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