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Delancey Street is a premier small business lender, based out of NYC, that has helped broker 100's of millions in business loans. They are a pro, at making sure you get all of your financing needs satisfied.
- Over $200 million in funding secured
- Can handle low risk credit
- Handles all industries
- Handles high risk and low risk loans
Are you a small business owner in the beautiful city of San Francisco? Do you need funding to grow your business, but don’t know where to turn? Look no further! San Francisco Small Business Loans is here to help.
Why San Francisco Small Business Loans?
San Francisco Small Business Loans offers competitive rates and a variety of loan options to meet your unique needs. Whether you’re looking for a traditional term loan, or want to explore alternative financing options, we’ve got you covered. Plus, our team of experienced loan specialists will work with you every step of the way to ensure that you get the best possible loan terms and repayment schedule.
Loan Options
| Loan Type | Interest Rate | Loan Amount |
|---|---|---|
| Term Loan | 6%-8% | Up to $500,000 |
| Line of Credit | 9%-13% | Up to $100,000 |
| Invoice Financing | 1%-2.5% | Up to $500,000 |
Term Loans
A term loan is a traditional loan option that allows you to borrow a set amount of money and pay it back over a fixed period of time. At San Francisco Small Business Loans, we offer term loans up to $500,000 with interest rates ranging from 6% to 8%. This type of loan is perfect for long-term investments, such as equipment purchases or remodeling your business space.
Line of Credit
A line of credit is another popular loan option for small business owners. With a line of credit, you have access to a set amount of funds that you can draw upon as needed, and only pay interest on the amount you borrow. At San Francisco Small Business Loans, we offer lines of credit up to $100,000 with interest rates ranging from 9% to 13%. This type of loan is great for short-term cash flow needs, such as paying vendors or covering unexpected expenses.
Invoice Financing
If your business invoices customers and has outstanding receivables, invoice financing may be a good option for you. With invoice financing, you sell your unpaid invoices to the lender at a discount in exchange for immediate cash. At San Francisco Small Business Loans, we offer invoice financing up to $500,000 with interest rates ranging from 1% to 2.5%. This type of loan is perfect for businesses with unpredictable cash flows or seasonal demand.
Reviews and Testimonials
Don’t just take our word for it. Here’s what some of our satisfied customers have to say:
“San Francisco Small Business Loans helped me get the funding I needed to expand my restaurant. Their team was professional, responsive, and made the whole process easy.” – John, Restaurant Owner
“I’ve worked with a lot of lenders over the years, but San Francisco Small Business Loans stands out. They really took the time to understand my business and find the right loan option for me.” – Maria, Retailer
Counterarguments
Some people may argue that small business owners should rely on personal savings or credit cards for funding, rather than taking out loans. However, this is not always feasible, especially if you need a significant amount of capital to grow your business. Additionally, relying on personal funds can be risky and limit your ability to manage cash flow effectively.
Statistics
According to a study by the National Small Business Association, 72% of small business owners report that they need funding at some point in their business’s lifespan. Of those who have sought financing, 47% report being denied at least once. This highlights the importance of finding a lender that understands your unique needs and is willing to work with you to find the best possible solution.
Anecdotes
One San Francisco small business owner had been turned down for funding by multiple lenders before turning to San Francisco Small Business Loans. With our help, she was able to secure a term loan that allowed her to purchase new equipment and expand her services, ultimately increasing revenue by 25%.
Conclusion
At San Francisco Small Business Loans, we understand the challenges that small business owners face when it comes to accessing capital. That’s why we’re committed to offering a variety of loan options, exceptional customer service, and competitive rates. Whether you’re a brand new startup or an established business looking to grow, we can help you achieve your goals. Apply today and let us help you take your business to the next level!
References:
– National Small Business Association. (2019). NSBA 2019 Small Business Access to Capital Study. Retrieved from https://www.nsba.net/wp-content/uploads/2019/05/Access-to-Capital-Study-2019.pdf
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