| Product Image | Product Name / Primary Rating / Description | Primary Button / Pros |
|---|---|---|
|
|
|
|
Delancey Street is a premier small business lender, based out of NYC, that has helped broker 100's of millions in business loans. They are a pro, at making sure you get all of your financing needs satisfied.
- Over $200 million in funding secured
- Can handle low risk credit
- Handles all industries
- Handles high risk and low risk loans
Are you a small business owner struggling to keep up with the financial demands of your enterprise? Do you feel like you don’t have any options when it comes to getting the funding you need to succeed? Look no further than Fullerton Small Business Loans.
These loans are specifically designed for small businesses like yours, providing flexible terms and competitive rates. Whether you need money to cover expenses, expand your operations, or invest in new equipment, Fullerton is here to help.
Why Small Businesses Need Funding
Starting a small business can be an exciting venture, but without proper funding, it can quickly turn into a nightmare. As a small business owner, you need money to cover the cost of inventory, rent, utilities, marketing, and more.
But finding the capital to get started in the first place is only half of the challenge. Small businesses also need ongoing funding to stay afloat during lean times and take advantage of opportunities for growth.
The Benefits of Fullerton Small Business Loans
Fullerton offers a wide range of benefits that make it an excellent choice for small business owners in need of financial assistance:
1. Competitive Rates: Fullerton offers some of the most competitive lending rates in the industry, allowing small businesses to keep their borrowing costs low.
2. Flexibility: Whether you need a short-term loan to cover a cash flow gap or a long-term loan to fund expansion, Fullerton has options that meet your unique needs.
3. Quick Approval: Fullerton understands that time is of the essence when it comes to small business funding. That’s why they offer quick approval times, so you can get the money you need fast.
Types of Fullerton Small Business Loans
Fullerton offers several types of small business loans, each tailored to provide the financing you need for your specific situation.
1. Working Capital Loans
Working capital loans are designed to help small businesses cover their day-to-day expenses, such as payroll, rent, and utilities. These loans can be short-term or long-term, depending on your needs, and typically have a low interest rate.
Table 1: Types of Working Capital Loans
| Loan Type | Purpose | Term | Interest Rate |
|———–|———|——|————–|
| Short-Term Loan | Cover cash flow gaps | 3-18 months | 7%-12% |
| Line of Credit | Ongoing access to funds | Up to 2 years | 6%-9% |
2. Equipment Financing
Equipment financing is a type of loan that allows small businesses to purchase new equipment without having to pay for it upfront. Instead, the business owner makes payments over time, with the equipment serving as collateral.
Table 2: Types of Equipment Financing
| Loan Type | Purpose | Term | Interest Rate |
|———–|———|——|————–|
| Lease | Rent equipment w/ option to buy | 12-60 months | 5%-10% |
| Equipment Loan | Buy equipment outright | 1-10 years | 4%-8% |
3. Small Business Administration (SBA) Loans
SBA loans are backed by the federal government, providing small businesses with lower interest rates and longer repayment terms than traditional loans. Fullerton offers several SBA loan options, including the 7(a) loan program and the CDC/504 loan program.
Table 3: Types of SBA Loans
| Loan Type | Purpose | Term | Interest Rate |
|———–|———|——|————–|
| 7(a) Loan | General purpose funding | Up to 25 years | 7%-9% |
| CDC/504 Loan | Real estate and equipment financing | Up to 20 years | 4%-6% |
What Customers Are Saying About Fullerton Small Business Loans
Don’t just take our word for it. Here are some real customer reviews of Fullerton’s small business loans:
“I was amazed at how easy the process was. I had the money I needed in a matter of days, and the interest rate was lower than I expected.” – Sarah M.
“At first, I was skeptical about taking out a loan, but Fullerton’s team made me feel comfortable and confident that I was making the right decision. They really go above and beyond to help their customers.” – Mike T.
Counterarguments and Responses
While some may be hesitant to take on debt, the reality is that small business loans can be an essential tool for success. Here are some common counterarguments and our responses:
“I don’t want to get into debt.” While going into debt may seem scary, it’s important to remember that taking on reasonable amounts of debt can actually benefit your business by allowing you to grow and expand. And with Fullerton’s competitive rates, you’ll be able to pay off your loan without breaking the bank.
“I’m worried about getting approved.” At Fullerton, we understand that the approval process can be daunting. That’s why we offer quick and easy applications that take the hassle out of the process. Plus, with our flexible terms, there’s an option available for almost any small business owner.
The Bottom Line
As a small business owner, you know that success isn’t something that just falls into your lap. You have to work hard, make smart decisions, and take advantage of every opportunity that comes your way. With Fullerton Small Business Loans, you can get the financial assistance you need to achieve your goals and take your business to new heights.
So what are you waiting for? Apply for a Fullerton loan today and see how we can help make your small business dreams a reality.
Get it on 
Download on the