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Delancey Street is a premier small business lender, based out of NYC, that has helped broker 100's of millions in business loans. They are a pro, at making sure you get all of your financing needs satisfied.
- Over $200 million in funding secured
- Can handle low risk credit
- Handles all industries
- Handles high risk and low risk loans
Are you a small business owner in Clarksville struggling to get the capital you need to grow your business? Do traditional lenders seem to turn their noses up at your business plan and innovative ideas? Don’t worry, you’re not alone. Many small businesses face similar obstacles when it comes to securing loans from traditional banks. However, there are other options available for entrepreneurs looking to take their business to the next level.
One of those options is to apply for a small business loan from a non-traditional lender. These lenders understand that every business is unique and has its own set of challenges. They are willing to look past certain financial metrics that traditional lenders deem to be red flags and focus more on the story behind your business.
When it comes to finding the best small business loans for Clarksville, there are a variety of options to consider. Here are some of the top choices:
Best Small Business Loans for Clarksville
1. Kabbage Loans
Kabbage offers small business loans ranging from $500 to $250,000 with terms of 6 months to 12 months. Their application process is entirely online, and they can provide same-day approval. Kabbage looks beyond credit scores to evaluate your business’s health based on factors like revenue growth and cash flow. If your business is approved for one of their loans, the funds can be deposited in your account within minutes.
2. Fundbox Loans
Fundbox is another option for small business owners who need quick access to working capital. They offer lines of credit ranging from $1,000 to $150,000 with repayment terms of 12 to 24 weeks. Fundbox also offers invoice financing, which allows business owners to receive cash advances on unpaid invoices. The application process is quick and easy, and approvals can be made in as little as a few hours.
3. OnDeck Loans
OnDeck provides small business loans up to $500,000 with repayment terms of 3 months to 36 months. They focus on evaluating the overall health of your business, including cash flow and payment history, rather than just your credit score. OnDeck also offers same-day approval and funding, so you can get the funds you need quickly.
Why Non-Traditional Lenders are the Way to Go
Traditional banks and credit unions can be difficult to work with when it comes to securing small business loans, especially for new or growing businesses. They often have strict lending criteria that favor established companies with long-term success. If your credit score is less than perfect, or if you don’t have an extensive operating history, traditional lenders may be hesitant to provide the funding you need.
Non-traditional lenders, on the other hand, take a different approach to lending. They recognize that every business has its own unique story and set of challenges, and they evaluate potential borrowers based on more than just their credit scores. Instead, they look at factors like revenue growth, cash flow, and stability to determine whether a business is worthy of a loan.
These lenders use innovative technologies to underwrite loans quickly and efficiently, which means you can get the funding you need within days or even hours. This is especially important for small business owners who need access to working capital on short notice.
The Benefits of Small Business Loans
If you’re considering applying for a small business loan, there are many benefits to keep in mind. Here are just a few:
1. Access to Working Capital
Small business loans can provide you with the working capital you need to cover day-to-day expenses, such as inventory, payroll, and rent. They can also give you the financial flexibility to take advantage of opportunities for growth and expansion.
2. Improved Cash Flow
By securing a loan, you can improve your business’s cash flow by obtaining cash up front that can be used to invest in your company’s future. This can help ensure that you have enough money on hand to cover unexpected expenses or take on larger projects.
3. Opportunity for Growth
Small business loans can provide the capital you need to grow your business beyond its current level. With the right financing, you can invest in new products or services, expand into new markets, or upgrade your technology and infrastructure.
The Bottom Line
If you’re a small business owner in Clarksville looking for funding options, non-traditional lenders may be the perfect solution. These lenders offer fast approval times, simple application processes, and loans tailored to your business’s specific needs. Whether you’re looking for a small line of credit or a larger loan to fuel growth, there are many options available to you.
Don’t let traditional lending institutions hold you back from achieving your goals. Explore your options for small business loans today and discover the exciting possibilities that await you and your business.
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